Is mold covered on your insurance?

2/2/2018 (Permalink)

visible mold in a structure

With all of the attention on black mold and it's potential to be toxic to the health, many homeowner's don't want to take a chance when they spot mold. Luckily, not every mold job that we look at is in fact black mold.

There are several cases in which there is a mold infestation in the home that requires our services. It can be surprising to some homeowners to discover that their insurance policy does not cover mold. 

Call your insurance agent if the language of the policy is confusing and you are unsure. Some policies contain clauses that exclude mold.  Some will cover mold removal only under certain circumstances.  Typically, if your policy does not include mold remediation it can be added onto the policy. It's a smart preventative measure that can save you thousands in the future.